Monetra

Monetra is a private, local-first expense and budget tracker for iPhone and Android. Log spending in seconds, set category caps, import statements, and share one live budget with your household.

Common questions

Where is my data stored?

On your device by default. Expenses, budgets, categories and accounts are saved locally and are not uploaded anywhere unless you sign in and explicitly turn on cloud backup or join a shared space. See the Privacy Policy for details.

How do I back up or move to a new phone?

Open Settings → Data & backup. You can export a CSV or a full JSON backup at any time, then use Restore on the new device. If you are signed in, you can also back up to the cloud and restore from there.

How does the shared space work?

Create a shared space and send the invite code to a family member. Everyone who joins reads and writes the same live budget. Your personal workspace stays separate and private.

How do I import a bank statement?

Open Settings → Data & backup → Import statement and pick a CSV or a text-based PDF. Sensitive details such as account and card numbers are stripped out before anything is sent for AI categorisation. Scanned or image-only PDFs cannot be read — use a CSV export instead.

Can I use Monetra without an account?

Yes. Everyday tracking, budgets, categories, receipts and reminders work without signing in. An account is only needed for cloud backup and shared spaces.

How do I manage or cancel my subscription?

Subscriptions are handled by the App Store, not by us. On iPhone open Settings → your name → Subscriptions and select Monetra. Refunds are issued by Apple through reportaproblem.apple.com.

How do I delete my data?

Use Settings → Data & backup → Danger zone → Clear all expenses to delete every expense on the device. Uninstalling the app removes everything, including your settings. If you used cloud backup or a shared space, email us and we will delete your account and its cloud records.